Small Business Loans
Jumat, 08 Februari 2008
Small business owners often have a difficult time applying for small business loans with traditional lenders because of their stringent requirements. We at Merchant Advisors had the small business owner in mind when we designed our lending program. Only we call it a merchant cash advance, and that is better than a small business loan. Let us count the ways.
First, the documentary requirements for a merchant cash advance are minimal. Since we will be using your monthly credit card payments as basis for the cash advance, we merely require you to have a Visa or Mastercard merchant account.
Second, because lack of working capital is the main reason you need financial assistance, we make the approval process fast and easy so you can have the funds you need for your daily expenses when you need it. From application to funds transfer, it can take as little as 72 hours. Approval takes 24 hours, so you will not be left hanging for longer than that.
Third, repayment has been made easy. We purchase your future receivables via your credit card merchant account, taking a percentage out of every transaction, so you pay when you earn. Plus, interest payments are tax-deductible.
Last, but not least, we give you the money but we do not control how you use it. You have total discretion over your money and your business.
Other cash advance companies will probably offer what seem fantastic terms, but do not believe it. If it sounds too good to be true, it probably is not. Do not get reeled in by promises they cannot keep and be saddled with terms and hidden fees that are ruinous.
The interest rates at Merchant Advisors are competitive and fixed for the term of the cash advance, and we have no application or start-up fees. Other cash advance companies require stringent monthly payments that may not be suitable to your cash flow.
Stay with the company that wants you to succeed in business. At Merchant Advisors, we have a vested interest in your success.
Quick Small Business Loan Approvals
Generally speaking we can have you approved for a Small Business Loan within just a few days of successfully completing your application. Our Online Application is both secure and convenient. Once your application is submitted, you can watch it pass from your Funding Advisor, to our Admin Department where your paperwork will be checked, and then to underwriting.
This process usually only take a few days. Apply today for a Small Business Loan, and get the money you need in just a few days.
well my friend there are not much alternative way you can gather small business loan. specially if you are from any minority community, I think the government should give some special privilege as Grants for minorities